5 Reasons Why Expanding The Minor Injury Cap is Not Fair To Albertans
1. The minor injury cap deprives injury victims of their rights
to compensatory damages for the pain, suffering, and loss of enjoyment of life endured as a result of their injuries. Expanding the cap will further erode these rights.
3. The minor injury cap and efforts to expand its reach are premised on tenuous arguments
advanced by the insurance industry in terms of the number of injury claims, the cost of such claims, and the sustainability of auto insurers in the province. In fact, bodily injury claims and costs have decreased in recent years, and there are over 65 auto insurers competitively operating in the province.
5. Albertans want and have been promised less regulation
An expansion of the minor injury regulations would only lead to more inefficiencies, a repeat of the confusion and uncertainty surrounding the 2004 reforms, and more unnecessary litigation.